Since January 1, 2006, anyone who makes or sells home improvements with respect to residential properties in the State of New Jersey must be registered with the Division of Consumer Affairs unless specifically exempted under the statute and may not obtain a construction permit unless registered.

Every registered contractor must:

• maintain commercial general liability insurance in a minimum amount of $500,000.00 per occurrence

• display the registration number in the place of business, in all advertisements, in all business documents including contracts and on all commercial vehicles

• put home improvement contracts with a purchase price exceeding $500.00 in writing containing all terms and conditions of the contract including: price; a description of the work to be done; materials to be used; and the dates or time period within which the work will be begun and completed. The contract must be signed by all parties.

• provide a copy of the certificate of commercial general liability insurance with the contract

• comply with all other requirements of the statute and regulations accessible at www.njconsumeraffairs.gov/contractors/contractor.htm