It's something most consumers dread -- a debt collector calling to ask about an unpaid credit card debt, past due student loan or medical debt. Regrettably, many of us have debts that we may have forgotten. Debt collectors remind us of this fact - sometimes properly, sometimes improperly. At times, debt collection practices can be abusive and possibly harassing. But there are laws that address such practices.
It is important, however, that you do not ignore letters and communications from debt collectors. If the debt is legitimate, you must pay it..
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